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Ten Top Money Making Strategies For 2008

What does 2008 bring to the average American? Does it fill you with dread or with a promise of better things to come? If learning ten new ways to make money sounds like what you may be interested in, do read on. This article will highlight ten top ways that you can make money in 2008 to generate some extra income and hopefully one of them would prove successful for you to carry out on a more regular basis.

Firstly, start clearing your house and have a garage sale. If you are like most consumer minded people, you would find that your house has gathered lots of clutter and unwanted things over the last year and a great way to clear your house and to make some money from it is to sell it at your garage sale. If you are slightly more gutsy you can try opening an account on ebay and selling your wares there.

Secondly, start small and start giving tuition to your neighbour?s kid. Teach some simple things like English or simple low level maths. Some people have actually created industries around such teaching jobs so you might want to consider the extra income that you could make from this.

Thirdly, you might consider doing a newspaper delivery round via your bicycle and this might spark off larger ideas. Many important people started doing business when they were younger doing newspaper runs and got fitter that way. Skills that can be learnt in this endeavour include distance analysis and cost efficiency and time estimation all of which are great skills that any entrepreneur later might use in any trading endeavour.

Fourthly, you might consider making money online via forex trading or otherwise known as FX Trading. In this new year, you would want to start reading all you can on forex trading both in terms of trading strategy and also in terms of the psychology of trading. Most people generally can pick up the various fundamental trading and technical trading strategies necessary but it is always the psychology of trading that will trip people up. How many people can stomach a falling market and buy in that situation? This is what trading psychology is all about and is one key to success in online trading.

Fifthly, if you have decided online trading is for you, you might wish to examine the world of stock trading. This instrument deals with company forecasts and market psychology. You would have to learn how to read balance sheets, insomuch as to tell if the Company is doing well or not and thereafter learn technical analysis to determine what the trading public?s sentiment is with regards to the particular stock you are watching.

Sixthly, if you are risk adverse, you would want to learn the strategy otherwise known as index fund dollar cost averaging. Rather than putting money in a bank account where interest may be low depending on what bank account you are depositing in, fundamental analysis guru Benjamin Graham noted that after doing extensive back research all the way to the Great Depression, that investing in index funds on a monthly basis would yield returns that would beat saving in the bank and this is also known as defensive investing and is what I would recommend before taking any excess cash for active investing.

Seventhly, start examining your hobbies with an idea to profit. For example if you are interested in stamps, spend some time pouring over pricing guides and ebay auctions to learn all you can about what you are interested in and then start planning to become a trader of whatever collectible item that you are interested in. There are lots of collectors on ebay and this market is potentially huge. Who knows, you might have the next highly prized item lying around your house.

Eighth, as a variation of the above idea, spend some time gathering all your hobby related books and considering letting others know about your hobby by blogging. Making money by blogging in recent times has become rather fashionable with online blogging superstars that can be found by doing a quick search on google with the search terms ?Pro blogger?. Making money by blogging requires some planning of content and site structure and this planning phase is critical to the success of your blog. Learn what niches are ripe for the picking and avoid niches where there are too many competitors.

Ninth, if you are a consultant or make money via the provision of services, a critical technique to making more this year is to start spending time giving free talks in your locality to trade associations and bodies and helping them along with their activities. Above all these promotional activities, the key to making money with the provision of services is to develop trust with your customers at the same time you do work for them.

Tenth, if you are not in the habit of tithing, start the habit of giving money away to the poor. People gain a sense of fulfillment when giving to their church, their charity and it is this sense of fulfillment that drives rich people like Bill Gates and Warren Buffet to make more money. Joy, peace and fulfillment are things which cannot be bought with money, but can provide the unseen impetus to propel you to greater financial achievement.

In conclusion, I hope you have benefited from this ten tips to make more money in 2008. Powerful ideas only materialize when combined with action now! Carpe Diem and here?s wishing you all the best in this new year.

Joel Teo is the owner of the Personal Finance Directory at http://www.Massive-Profits-Online.com which is an online Finance Resource to help you attain financial success in your life and become happier and wealthier in all ways.

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