Articles About Getting Clean Credit

Safety Tips for Internet Shopping and Credit Protection

Hilton Head Island, SC (PRWEB) October 7, 2006 -- Gill Fisher, President of 1 Contemporary Furniture, today announced his tips for consumers to protect themselves from identity theft and Internet fraud.

"The following is the best advice we can give anyone on how to protect your credit and identity from Internet theft, even if you don't use the Internet. Everyone should read this regardless if you are shopping on line or not. It's great advice from an on line furniture dealer fighting hackers on a weekly basis for many years (since 1999). For example, several years ago a hacker broke into our on line bank account using one of the tricks listed below, and stole $ 10,000 from our account using the Internet. Today the thief is in jail where he belongs. Due to the fact that we have on line banking we where able to catch the thief in time. So technology is not to blame for theft. Theft is as old as dirt. You have to get smart just like cave man had to do. We are going to show you how modern crooks use technology to steel your identity and destroy your credit, without you even knowing it! Hopefully we can help prevent you from becoming the next victim of Internet fraud," says Fisher.

Nine Tips To Protect Internet Shoppers From Fraud

1. Make sure the company name, physical address, and telephone number is posted on the web site. If not, do not purchase from that web site. The company could be located in Cuba for all you know. Adopt this rule: "If you can't find them, then don't do business with them."

2. Never give your social security number or date of birth over the Internet. If your date of birth is required to purchase or participate like in the case of a dating service, lie about it or don't buy. For the dating service provide a false month and day you where born, but use the correct year so that your prospects will not feel deceived about your age. Never lie to a law enforcement official even on the Internet. Police have a right to ask you to identify yourself. But don't give out your personal information to anyone that you don't know, other than a law enforcement official. Always make certain that you are talking to a real law enforcement official before you give out your DOB. Ask him to identify himself. Check on him by calling the number he or she provides.

3. Sign up for one of the credit notification and protection services offered by the three largest credit reporting agencies. It does not cost much (under $ 100 per year) considering that it really works to help protect your credit and your identity. "Equifax is the one we use," says Gill. They all share data with each other. If anyone applies for credit in your name you will be notified so you can stop it in time, assuming you have signed up for the service of course.

4. Contact any ONE of the three major credit reporting agencies and have a security watch placed on your account. Make things difficult for anyone attempting to obtain your identity (social security number or date of birth) through a credit report without your knowledge or consent. People are getting private information on you right now through credit reports without you even knowing about it. The faster you stop them the safer you will be.

5. Be careful of all e-mail offers. If you "Click Here" make certain that doing so has directed you to the real web site of the company. For example, you may receive an e-mail requesting that you update your account information at E-Bay. Hackers use this trick to steal your user names and passwords. They direct you to a site that looks just like E-Bay at HTTPS://www.ebay.com. But that is not the real URL for the real E-Bay. The real address for E-Bay is HTTP://www.ebay.com. Notice the thieves added an "s" to the HTTP.

6. Remember that people who do NOT use the Internet are victims of identity theft too. For example, recently a computer was stolen with all the private information of American veterans. Most of the veterans never made an Internet purchase. Their private information was stored on a computer so it is venerable to theft from the Internet or from within the an office like Veterans Affairs. Because people who do not use the Internet much so not know the tricks that thieves employ, they are more likely to become victims of identity theft.

7. Keep in mind that your credit card is not all that the Internet thief wants today. He knows that if he uses your credit card he most likely will get caught because you will know about it soon. Today it's your identity (social security number and date of birth) that the contemporary thief really wants. He wants to use your identify to apply for credit in your name, without your knowledge or consent. You need technology to catch him.

8. Look for the Better Business Bureau seal. The seal must be a hot link direct to the BBB. If there is no hot link to the BBB, or you are directed to another web site other than the official BBB site, there is a good chance the seal has been stolen and the merchant is not a member of the BBB.

9. Do not store your identity on your home computer if it is connected to the Internet. Store private information on a floppy and remove the disk when not in use. Use a personal firewall at all times.

###

Other Article Sites

findabook.com  moneycd.info  a-mortgage.info   about-lemon-laws.info  aboutstudentloans.info
all-about-publishing.info  auctions-articles.info  bestcollege-university.com  bestispconnection.com
biblefolder.com  blogger-website.com  books-used.info  brokers-guide.info  buywindows.info  cable-dsl.info
career-miner.com  carpel-tunnel.info  cashinaflash.info  cashloanreviews.info  casinobell.com  chat-house.info
clearmycredit.info  collegeloantips.info  crones.info  depression-articles.info   dirnic.net  dishguides.info
divers-below.com  expodog.info   financewizz.com  fire-insurance.info  getgood.info  handleit.net   it-idea.info
health-supplies.info  hosting-right.com  insidealert.com  insurance-facts.info  jobs-employment.info
justgood.info  lookgold.net   lowcost-travel.info  money-source.info  myhostzone.info  numisblog.com
peoplesearchfinder.info  pr-articles.info  realeas.com   refinancing-guides.info  spyware-remove.info
telelot.info  the-law.info   toppaid.info  travel-deals.info  travelcorrect.com  wedding-guide-site.com
your-blog.info  your-credit.info

MORE ARTICLES:

Bad Credit Mortgage Loans Online - How Your FICO Credit Score Can Affect Your Loan Approval
When applying for a mortgage loan when you have a bad credit history. There are a few things you should know about your FICO score that will help you know what to expect from mortgage lenders.

Bad Credit Home Loan - Apply Online and Keep Your Credit Score as High as Possible
If you have a poor or bad credit history with something in your past like a bankruptcy or a foreclosure, you know how difficult it can be when you try to get financing for a home mortgage purchase, refinance, home equity or second mortgage loan. Its important to be persistant in looking because there are home mortgage loans out there for people with bad credit.

Credit Cards For People With Bad Credit, Poor Credit Or Poor Credit Score
Bad Credit is a term used to describe someone who is considered a "high risk" to lenders and other finance companies such as factors.

Bad Credit Remortgage Loan: When Bad Credit Plays Mischief With Your Mortgage
Financial difficulties are married to bad credit. It is a tough marriage but can be peaceful with a little bit of counseling.

Instant Bad Credit Loans - Loans for People with Bad Credit Score
Everyone ruins his or her credit score at some point of time or other. Not that they simply want to ruin it, the circumstances or lack of experience leads to bad credit score. Consider a student who just got his credit card. He will use it to the maximum in the excitement without even giving a though to the repayment, thereby getting a bad credit score. A bad credit score later becomes a hindrance to avail loans. One method to improve your credit score is to take instant bad credit loans.

Bad Credit Home Financing - Get The Mortgage Loan You Want Even With Poor Credit
Having poor credit alone cannot hold you back from getting the home loan you want. Buying a home that is everything you want in a home, is a very exciting experience.

Student Loans With Bad Credit - Getting Student Loans With Bad Credit
Are you in need of student loans so you can start or finish a degree that you want? Do you want to advance in your job or career and make more money? Going back to college can be difficult and you might be thinking that you cannot get the student loans you need because of your credit. However, student loans with bad credit do exist and they are easier to get than you might think. Here are your options.

Low Credit Score Home Loans - Mortgages For People With Poor Fico Credit Scores
Whether you are refinancing, getting a second mortgage or home equity loan, getting a mortgage loan with poor credit history can be tough. In the eyes of the lender, having credit problems puts more emphasis on the other qualifying factors to determine whether or not you can get approved.

Affordable Bad Credit Mortgage Loans - 3 Tips to Reasonable Bad Credit Mortgage Loans
Finding a mortgage loan with a bad credit rating can be an absolute nightmare: Driving from broker to broker, bank to bank, getting turned down every time, all the while your credit keeps dropping with every credit check. Fortunately, this painful process can be avoided with just a few simple tips.

Bad Credit Cash Loans: Immediate Funds for People with Bad Credit Score
People with bad credit score are very similar to other people and their financial needs are similar too. For the above written reason bad credit cash loans are designed to meet the emergency needs of these borrowers. These are unsecured loans and used by the borrowers for their personal and small needs. These loans are used for paying medical bills, buying groceries, paying other payments and many more. The lenders do not interfere in the use of these loans.

Bad Credit Personal Loans - How To Get Approved For Bad Credit Personal Loans
Are you looking for a personal loan, but have bad credit? Do you need a loan for a car, debt consolidation, or any other reason whatsoever? If you have bad credit you will find it hard to get a good personal loan. Here is how to get bad credit personal loans without the hassle.

Bad Credit Home Loans - Dealing With Bad Credit Mortgage Companies Online
Dealing with mortgage companies online can enable you to get a home loan even with bad credit. Bank associates' skepticism and talk around are avoided when you apply online with a mortgage broker.

Debt Relief Credit Repair - Using Loans to Repair Bad Credit
If you are dealing with bad credit and you want to repair it, you should first search out a debt consolidation loan But if you have bad credit, what firm will help you acquire a loan to relieve your financial situation

Compare Bad Credit Credit Card Offers: Credit-Card-Surplus.com Adds 2 New Bad Credit Credit Cards, Offering Consumers a Complete List of Bad Credit Of
www.Credit-Card-Surplus.com announces the addition of two new bad credit credit cards to its website, creating more options for those who have less than perfect credit. Consumers that have filed for bankruptcy or have a low credit score qualify for bad credit credit cards. When used properly, these cards enable customers to rebuild their credit and improve their standings among lenders. With the addition of the Total Visa® Card, and the Access Visa® Card, www.Credit-Card-Surplus.com provides a total of 13 bad credit cards for consumers to compare.